Financing Options at Starik Dental Studio
Our goal is to give you the information you need to plan for care confidently. Whether you are considering a smile makeover, a dental crown, or routine preventive care, we are here to walk you through what is available so you can move forward with your treatment plan.
As an out-of-network practice, we are not contracted with any insurance company, but that does not mean your benefits go unused. We file claims on your behalf for all PPO plans, including Delta Dental and MetLife, so you can put your existing coverage toward the cost of your care.
You remain responsible for any portion of the bill that your insurance does not cover, and we will always be transparent about that balance before treatment begins. This approach allows you to receive personalized, boutique dental care without being limited to a narrow network of providers.
Before any treatment begins, we take time to walk you through the cost of your care so nothing comes as a surprise. During your consultation, we review your treatment plan, explain what your insurance is likely to reimburse, and outline the portion you would be responsible for out of pocket.
This conversation happens before we file anything or begin care, so you can make an informed decision on your own timeline. We never want a patient to feel rushed into treatment because the financial picture was unclear, and this upfront transparency is part of how we build trust with every new patient at our Cresskill practice.
Beyond insurance, we accept several direct forms of payment that make it easier to settle your account the way that works best for you.
HSA funds may be used toward eligible dental treatment
Apple Pay is accepted for a quick and secure checkout
Payment in full can be made at the time of service
According to the American Dental Association, patients who don’t budget for dental treatment may decide to postpone or forgo care altogether when costs come as a surprise, which is part of why we make it a priority to discuss costs with you clearly before any procedure begins.
For patients without traditional dental insurance, our in-house membership plan offers a straightforward path to routine and preventive care at a predictable cost. This option is designed for those who want the value of a dental plan without the complexity of an insurance policy.
We are also exploring additional third-party financing programs to give patients more flexibility for larger treatment plans, such as smile makeovers or full mouth reconstruction. As these options are finalized, our front desk team will be glad to share the latest details with you directly.
Financing Larger Treatment Plans
Some of the most transformative dental work, such as a full mouth reconstruction or a complete smile makeover, understandably comes with a higher investment. For patients considering this level of care, we want cost to be a part of the planning conversation from day one, not an afterthought.
When a treatment plan involves multiple visits or procedures, we can often break down the total investment by phase so you can see exactly what each stage involves. This approach makes it easier to plan around your budget and timeline rather than facing one large bill at the end of care.
As we continue to expand the payment options available at our practice, our goal is to make larger treatment plans, including full mouth reconstruction, more accessible without compromising the quality or artistry Dr. Irena is known for.
Every patient’s financial situation is different, and we want you to feel informed rather than pressured when it comes to paying for your care. Our team will walk you through your insurance filing, your membership plan eligibility, and any other payment paths available so that cost never becomes a barrier to the smile you want.
Dr. Irena Starik built this practice around the idea of enhancing a smile, never over-correcting one, and that same thoughtful approach carries over into how we discuss cost and treatment planning with you. If you have questions about your specific coverage, your balance, or which payment path fits your needs, reach out to our office and our team will help you find the clearest way forward.
Schedule your appointment today and experience personalized dental care that puts your comfort first. Healthy teeth. Confident you.
